Associated Appraisers Professional Residential Appraisers in the Comox Valley

Get your money’s worth with an appraisal.

Professional Residential Appraisers

Associated Appraisers provide residential real estate appraisal services throughout the Comox Valley. Our coverage area includes Courtenay, Comox, Cumberland, as well as the surrounding communities of Black Creek, Merville, Royston, Union Bay, Fanny Bay, Mt. Washington, and both Denman and Hornby Islands. Please feel free to contact us to see if we service your area.

Appraising the Comox Valley since 1990 we’ve built a strong and trusted reputation by delivering thoroughly documented, objective, and unbiased valuation opinions and guidance. We understand the importance of meeting deadlines and maintaining clear communication throughout the entire process—before, during, and after the appraisal is complete. As our client, you can feel confident knowing we are dedicated to upholding the highest professional standards and ethical practices.

We maintain strong relationships with major banks and lending institutions, collaborating closely with mortgage brokers and homeowners to ensure exceptional service and clear communication throughout the appraisal process.

Why Get an Appraisal?

Our comprehensive range of residential appraisal services includes Full Current Market Value appraisals, New Construction appraisals, Progress Inspections, Final Reports, as well as appraisals for Estate/Probate Settlements, Marital separations, Retrospective valuations, Relocations, and Capital Gains calculations.

Current Market Appraisals

Current market value appraisals serve many purposes, from private home sales to reviewing municipal assessments. Our certified appraisers, members of the Appraisal Institute of Canada, provide detailed, professional reports that include a thorough property inspection, neighbourhood information, property highlights (both positive and negative), photographs, comparable sales data, and maps. Please contact us at any time to discuss your residential appraisal needs.

Estate and Probate Appraisals

Property appraisals play a key role in the estate settlement process. Often referred to as “estate appraisals” or “probate appraisals,” these valuations—when completed by a designated appraiser—are typically the only type accepted by courts and government authorities. Whether needed for estate administration tax purposes or to establish fair market value when one heir is purchasing a share of the property from others, a formal appraisal is essential.

In many situations, a retrospective appraisal (value as of the date of passing) is required. In others, a current market value or both may be necessary. Your lawyer or accountant can advise you on the appropriate valuation date.

Associated Appraisers is a trusted residential appraisal firm relied upon by estate executors and legal professionals for accurate, unbiased valuations. We provide comprehensive written reports with clear explanations of the analysis and final value. Whether a current or retrospective appraisal is needed, our experienced appraisers ensure the report meets Canadian Uniform Standards of Professional Appraisal Practice (CUSPAP).

Marital and Separation Appraisals

In cases of marital separation or divorce, a formal home appraisal is often necessary to support the fair division of assets. Typically, only appraisals completed by a designated appraiser are accepted by government agencies and the court system. Associated Appraisers has extensive experience with these types of assignments and will provide a comprehensive, well-documented report clearly outlining the valuation process and conclusions.

Sometimes, each party may choose to obtain their own independent appraisal, while in other situations, both parties agree to rely on a single report. When requesting an appraisal for separation purposes, it’s important to determine whether a value is needed as of the date of separation (a retrospective appraisal), the current market value, or both. Your legal representative can guide you on the required valuation date(s). Whether a current or retrospective value is needed, working with an experienced and qualified Premier appraiser ensures an impartial and accurate valuation of your property.

Retrospective Value Appraisals

Every appraisal is completed with a specific "effective" date. In many situations—such as property disputes, estate settlements, capital gains assessments, or marital separations—a retrospective appraisal is required, meaning the value must reflect a past date. While the process is similar to a current market appraisal, retrospective appraisals rely on historical market data relevant to the chosen date. This type of analysis can be complex and should only be conducted by a designated member of the Appraisal Institute of Canada.

Relocation Appraisals

A relocation appraisal differs from a standard appraisal by aiming to determine the "anticipated sales price" rather than just "market value." It involves a more extensive analysis, including recent and conditional sales, current listings, and market trends to assess competitiveness. This type of appraisal requires deeper research and strong local market expertise.

Capital Gains Appraisals

The sale of a principal residence is typically exempt from capital gains tax, while the sale of an income-generating property is not. To determine the capital gain and related taxes upon sale, the Canada Revenue Agency (CRA) requires proof of the property's value at the time it was first used to generate income. The most reliable and widely accepted form of evidence is a formal appraisal conducted by a designated member of the Appraisal Institute of Canada.

What We Appraise

We recognize that every client’s situation is different, and that every real estate market is comprised of numerous types of residential dwellings. Our staff can appraise the following:

Single-family homes
Rental properties
Vacant land
Chalets and recreational properties

Duplexes
Mobile homes
Condominiums

Call Associated Appraisers Professional Residential Appraisers today

to book your appraisal appointment

What’s Included?

Our goal is to provide you with a fully detailed report about your property’s value, based on its physical condition and the current trends and conditions within your local real estate market. We understand that timing and personal budgets are important, and we will work to ensure you receive your report quickly. Our reports contain a complete analysis of the following factors:

Property Type
Size
Age
Upgrades
Location

Quality and Conditions
Market Conditions
Building Costs
Comparable Sales

All reports are conducted in accordance with the Appraisal Institute under the Canadian Uniform Standards of Professional Appraisal Practice (CUSPAP).

Our Commitment to You

As trusted professionals in the residential appraisal industry, we recognize that every client has unique needs and that no two properties are the same. As fully insured members of the Appraisal Institute of Canada (AIC), we are committed to delivering:

Integrity and professionalism in all aspects of our work
Clear communication and attention to your specific requirements
High-quality, well-supported appraisal reports delivered in a timely manner
Exceptional customer service from start to finish

If you have any questions or would like to discuss your appraisal needs, we invite you to contact us at any time. We look forward to connecting with you.

Meet Denise Kussauer CRA, P.App.

Denise Kussauer began her appraisal career in 1990 as a Candidate Member of the Appraisal Institute of Canada while working with Cunningham & Rivard Appraisals in Courtenay. She earned her professional designation in 1996 and went on to co-found Associated Appraisers in 1999. A Comox Valley resident since 1986 and an AIC member since 1990, Denise is deeply rooted in the community. She takes great pride in living and working in the region and has witnessed the Comox Valley grow and evolve significantly throughout her career.